Filing bankruptcy is one of the few tools that can stop a foreclosure sale immediately. The moment a Chapter 7 or Chapter 13 petition is filed, the automatic stay kicks in, and the lender has to halt the sale, sheriff's auction, or any collection action until the court says otherwise. Chapter 7 buys time and can wipe out other debts, but it won't save the house unless you're current on payments going forward. Chapter 13 is the one most Islip homeowners actually use for this: it sets up a 3 to 5 year repayment plan that lets you catch up on missed mortgage payments while keeping the property. Neither option is a permanent fix on its own, it depends on your income, your equity, and how far behind you already are.
Islip has 5 attorneys in this category, and the right one for a last-minute stay filing is not always the right one for a longer Chapter 13 plan. Look for a lawyer who handles mortgage-related bankruptcy regularly, not just general debt cases, since foreclosure timing is unforgiving and a filing done wrong or late can miss the sale date entirely. Ask directly about their experience with Suffolk County foreclosure timelines, how they structure fees for emergency filings versus planned ones, and whether they've dealt with your specific lender or servicer before. A clear, upfront answer on cost and process is a good sign; vague answers under time pressure are not.
Our scoring looks at how these attorneys actually perform on the things that matter in a foreclosure filing: responsiveness when someone is close to a sale date, track record with Chapter 13 plan confirmations, transparency on fees, and verified client feedback. For the full breakdown and rankings, see our ranked guide to Islip foreclosure attorneys. Details on how we build that score are on our methodology page.
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5 businesses, scored on recent reviews. The order weighs each business's overall score by how much of its reviewed work is bankruptcy chapter 7/13 to stop foreclosure, so a lower-scored specialist can rank above a higher-scored generalist.
Most clients report smooth closings and responsive attorneys. Chanel, Peter Wagner, Andrew LoManto, and Chris Romano are praised for efficiency and knowledge. However, a small group cite missed callbacks, unfiled cases without refunds, and paperwork mistakes years later.
All reviewers give five stars, citing responsive service, clear knowledge of the work, and genuine attention to clients' concerns. Evidence is limited to four total reviews.
One review praises Jeff Lanzet for managing a complex international divorce involving U.S. and French law with strong attention to detail. Evidence beyond this single case is limited.
Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
Phil Felice's office has secured foreclosure saves and earned gratitude from clients who felt heard and supported. One serious complaint alleges the firm took a retainer, answered one motion in years, failed to update the client, and let a home proceed to auction. That stark contrast warrants direct conversation about case management expectations before hiring.
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Last updated 2026-08-27