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Schillinger vs Palacios Law Group: loan modification & loss mitigation showdown

Updated 2026-08-27 · 4,585 reviewed · 120 listed · How we rank ›

Law Office of Michael A. Schillinger, Esq.
Law Office of Michael A. Schillinger, Esq.
Palacios Law Group
Palacios Law Group

Both firms show up as genuine options for homeowners in Islip Metro working through loan modification and loss mitigation, and both carry strong reputations, but they get there differently. This comparison walks through the factors that actually matter for that specific work, based on our methodology.

The differences that matter

  • Direct attorney access. Schillinger's reviews describe the lawyer himself staying available between appointments and explaining options plainly, which matters when a loss mitigation timeline shifts and you need a fast answer from the person making the call; Palacios' praise centers more on staff (Nicole and Nicolle) guiding clients step by step.
  • Language access for negotiations. Palacios Law Group offers bilingual Spanish/English support that reviewers single out repeatedly, a real advantage if loss mitigation paperwork and servicer calls need to happen in Spanish; nothing in Schillinger's record points to bilingual staffing.
  • Track record scale on this scoring. Schillinger posts a higher composite score (93.7) built on a full 5.0 rating across 285 reviews, versus Palacios at 90.9 with a 4.9 rating across 144 reviews, though Palacios' confidence rating is higher.
  • Practice focus vs. generalist breadth. Palacios' review summary spans immigration, personal injury, and family law alongside foreclosure work, while Schillinger's praise stays tightly focused on plain-language explanations and realistic-outcome talk specific to court-facing casework, which reads as narrower and more foreclosure-native.
  • Availability window. Palacios is noted as open seven days a week, useful if you need to reach someone outside a standard Monday-to-Friday schedule while a foreclosure sale date is looming; Schillinger's listed strength is between-appointment responsiveness rather than expanded office hours.

Side by side

Google rating
Law Office of Michael A. Schillinger, Esq.: 5 (285 reviews)
Palacios Law Group: 4.9 (144 reviews)
Services
Law Office of Michael A. Schillinger, Esq.: loan modification, free consultation, foreclosure defense litigation, real estate closing
Palacios Law Group: loan modification, foreclosure defense litigation, real estate closing, bankruptcy chapter 13
Best for direct lawyer contact
Law Office of Michael A. Schillinger, Esq.: Yes, reviewers describe Mike Schillinger personally staying accessible and explaining options
Palacios Law Group: Less emphasized; staff (Nicole, Nicolle) are the named points of contact
Bilingual support
Law Office of Michael A. Schillinger, Esq.: Not mentioned
Palacios Law Group: Yes, Spanish/English support called out as a standout
Specialization signal for foreclosure work
Law Office of Michael A. Schillinger, Esq.: Reviews focus specifically on court prep, options, and realistic outcomes
Palacios Law Group: Reviews cover foreclosure alongside immigration, personal injury, and family law
Verification
Law Office of Michael A. Schillinger, Esq.: Google-verified
Palacios Law Group: Google-verified
Composite score
Law Office of Michael A. Schillinger, Esq.: 94
Palacios Law Group: 91

Within 3 points of each other, so treat them as effectively tied on overall quality. The choice below is about fit, not the score.

What reviewers say

Law Office of Michael A. Schillinger, Esq.

Law Office of Michael A. Schillinger, Esq.

Reviewers consistently experience a lawyer who listens carefully, explains legal options in plain language, and stays available throughout their case. Mike Schillinger and his office staff treat clients as people rather than cases, answering questions promptly and fighting for results without false promises.

Palacios Law Group

Palacios Law Group

Reviewers consistently praise the attorneys and staff for knowledgeable guidance, responsiveness, and genuine care throughout legal matters. The firm earns particular credit for bilingual staff, especially Nicolle, whose professionalism and attention to detail help clients feel supported through what could otherwise feel overwhelming.

Nicole and Nicolle (staff members) appear repeatedly as standouts: they answer questions promptly, communicate clearly in both Spanish and English, stay organized, and make clients feel heard. Reviewers report being guided step-by-step through their cases and leaving satisfied with outcomes across immigration, personal injury, and family law matters.

Which should you pick?

Pick Law Office of Michael A. Schillinger, Esq. if

  • You want the attorney himself to be reachable and explaining your loan modification options directly, not just staff
  • You value someone who's upfront about which outcomes are realistic before you walk into court
  • You're comparing on raw track record: a perfect 5.0 rating across a large volume of reviews

Pick Palacios Law Group if

  • You or a family member need to handle paperwork and servicer conversations in Spanish
  • You want an office you can reach any day of the week as a foreclosure deadline approaches
  • You'd rather work with a firm whose staff walks you through each step personally, even if that means less direct attorney face-time

Verdict

The deciding factor here isn't the score gap, it's who you need on the phone when a loss mitigation deadline hits. Law Office of Michael A. Schillinger fits homeowners who want the attorney himself staying in the loop and leveling with them about realistic outcomes. Palacios Law Group fits homeowners who need bilingual support and staff-led, step-by-step guidance, with the added convenience of being reachable seven days a week.

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FAQ

Which firm has the stronger review record?
Schillinger holds a slightly higher composite score (93.7 vs 90.9) with a perfect 5.0 rating across 285 reviews, while Palacios has a 4.9 rating across 144 reviews and a higher confidence rating.
Which firm is better if I need Spanish-language support during loan modification?
Palacios Law Group is the clear choice; reviewers specifically praise bilingual staff, particularly Nicolle, for guiding clients through their cases in Spanish and English.
Which firm focuses more narrowly on foreclosure-type cases?
Schillinger's review summary centers specifically on court-facing casework and realistic-outcome discussions, while Palacios' summary reflects a broader practice including immigration, personal injury, and family law.
Does either firm offer extended availability?
Palacios Law Group is noted as open seven days a week; there's no equivalent hours claim in Schillinger's data, though reviewers note he stays responsive between appointments.

Last updated 2026-08-27